Car Accident on Mission Street
A 39-year-old artist and activist suffered serious internal injuries from a car accident on Mission Street in San Francisco. The vehicle the artist was riding in was struck by another vehicle that ran a red light at the intersection of Mission and Third Streets in SF.
The artist suffered a ruptured spleen requiring an emergency splenectomy, and a deep laceration on his face. His shoulder blade was fractured, and he spent more than a week in the hospital. The artist was just at the beginning of his recovery process, while the bills and insurance paperwork were stacking up. He knew he needed help, so he hired the 5-star rated San Francisco car accident lawyers at Sally Morin Personal Injury Lawyers.
Serious Injuries, but Limited Insurance Coverage
Once on board, the Sally Morin Personal Injury Lawyers team took over communications with the auto insurance companies and the medical facilities. They collected the artist’s medical records, made sure his bills stayed out of collections and gathered all other case evidence to submit the car accident claim. Sadly, it was discovered that the at-fault motorist only carried $100k of liability insurance.
We will fight for more than the insurance policy limits.
Despite digging for other assets or money to pay more, the $100k was all there was. Also, there were multiple people injured in the accident, so there were various claims being made on the driver’s insurance policy. But, due to the tenacity of our car accident team, the case was brought to a mediation where we required the at-fault driver to contribute $5,000 of his own money on top of the $100k of insurance to help settle the case. Although the additional $5k was not much money, this amount was significant to the driver, and showed our client we did all we could to get him what he deserved.
Sally Morin Personal Injury Lawyers Negotiates Medical Liens so Clients Pay Less and Keep More
After getting the policy limits paid. The Sally Morin Personal Injury Lawyers team negotiated the artist’s health insurance lien down significantly, and then convinced two additional medical providers to completely waive their bills altogether. This extra effort by the team did not increase their attorneys’ fees. It simply put more money in the client’s pocket. That’s really the bottom line for us here – client happiness!
We did our best with limited insurance limits.
We understand that the policy limits settlement of $100,000.00 was far less than the claim was worth. However, after diligently looking into the responsible motorist’s assets, it was discovered that they were of limited means and recovering any significant amount of money from them personally would be futile. The client agreed that going after the motorist would be a fool’s errand. He therefore asked that we do the best we could with the $100k settlement.at to do next.
Sally Morin Personal Injury Lawyers Put MORE Money in The Client’s Pocket in the End
The experienced San Francisco car accident legal team at Sally Morin Personal Injury Lawyers obtained a final settlement of $105,000 for this artist and activist, putting over $42,975.68 in his pocket. He was very relieved and happy to move on with his life, with some extra cash for his next endeavor!
If you or someone you love has suffered a car accident on Mission Street — or anywhere in San Francisco, please contact our team to see if we can help.