You were in an accident with an Amazon Flex driver and – surprise! – you’re finding out it’s more complicated than you expected. A lot more complicated.
Don’t worry. Your friends at Sally Morin Personal Injury Lawyers are here to explain what’s going on and help you prove your claim for the costs of your medical bills, car damages, and more.
Putting the Responsibility Where it Belongs
Here’s something you might not realize about Amazon Flex drivers. They’re independent contractors, not Amazon delivery drivers. Similar to Uber drivers, they use an app to make deliveries while driving around in their personal vehicles.
See the problem? They’re not Amazon employees. So after an accident, Amazon will try to deny responsibility and tell you to take it up with the driver.
But that’s not where the story ends. You can get a lawyer and show them you’re not backing down and you’re going to assertively pursue a claim for your damages.
If you want to hold Amazon responsible, you’ll have to prove the driver was actually delivering packages for Amazon. You’ll also have to show that your damages from the accident exceed the Flex driver’s own car insurance policy limits, which we’ll explain in more detail below.
How Insurance Works in an Amazon Flex Accident
After your accident, start by taking down the driver’s name, phone number, license plate number, plus any other information they’re willing to give you. Work with the police to get a copy of the police report, which is usually required for an insurance claim.
Get emergency medical care at the scene of the accident and/or see a doctor as soon as possible for proper treatment of your injuries. Without documented injuries that can be directly attributed to the accident, you might have trouble getting insurance to pay your bills.
When it comes to proving a claim against an Amazon Flex driver, you’ll have the most success with covering your costs if you follow a two-step approach. Start by pursuing the individual driver’s auto insurance carrier, then ask Amazon to cover any remaining amount.
Here’s how it might work in a typical accident. Let’s say you have $50,000 in costs from the accident. California has a mandated state minimum of $15,000 in insurance coverage, so imagine that the Amazon Flex driver’s insurance covers that amount and leaves you with $35,000 remaining.
Now you can approach Amazon about covering that extra $35,000. Amazon Flex provides coverage for up to $1 million in liability insurance, plus $50,000 for comprehensive/collision coverage and $1 million in uninsured motorist coverage.
Before they pay, they’ll request proof that you already pursued the driver’s insurance carrier and reached the policy limit. They’ll also want you to prove their driver was in the process of delivering an Amazon package at the time of the accident.
An Accident Lawyer’s Magic Power: Poof! There’s Proof!
You’re probably wondering how to prove an Amazon Flex driver was actively engaged in delivering an Amazon package when your accident happened. How can you possibly know that?
Now’s when your accident lawyer summons their superpower, which is uncovering proof. We use our legal expertise to reveal evidence that shows exactly what the driver was doing in the moments leading up to your accident.
There could be in-car video footage, location tracking history, and in-app Amazon Flex delivery details that show the driver’s every move. The Flex app records all kinds of helpful information, like when the driver logs in and out, what happens while they’re in transit, and whether or not a package has been delivered.
It’s hard to get your hands on that information without a lawyer’s help. But we have the power to request a court-ordered subpoena if necessary, so Amazon might just decide to stop stalling and pay up.
Here at Sally Morin Personal Injury Lawyers, we’ve helped plenty of clients make successful Amazon accident claims. We know how to FLEX our legal muscles and get you the Amazon Flex compensation you deserve!
We Handle Your Accident Claim So You Can Focus on Your Life
After an accident, contact the attorneys at Sally Morin Personal Injury Lawyers. We handle many types of personal injury claims, including Amazon Flex accidents. We believe you should be able to focus on recovering from your accident while we handle the legal details.
We truly care about the people of California. Contact us today for a free online case evaluation.
Like I discussed before, if you’re in an accident with an Amazon Flex delivery person and your accident exceeds the value of their private insurance policy. Let’s say they carry an insurance policy of the California state minimum of 15,000, and your accident is worth 50,000. Then you’re going to want to make sure you can prove that they were in the process of delivering packages for Amazon in order to get Amazon on the hook for anything over the driver’s personal insurance of 15,000.
In order to do that, you would do what we do in our Uber cases, for example, and check the status of the driver’s app. The Amazon Flex app will have record of when this person logged in, when they logged out, whether they were in transit, whether they had already just dropped off a package and were done.
That’s really how you do it. You don’t always get that information right upfront, so I would encourage you to contact a personal injury attorney who’s had experience with these types of cases so that they can dig in for you and get the app history and the information you need to prove that they were indeed working for Amazon at the time of the accident.