How Much is My Personal Injury Case Worth? [VIDEO]

Sally Morin, San Francisco personal injury attorney, discusses a question that almost everyone who calls her with a potential personal injury case wants to know the answer to: “How much is my case worth?

If you’ve ever had an injury case and called a lawyer and they told you the dollar amount over the phone or even at your first meeting, I hope you did not hire that lawyer, because it’s really difficult to tell what the value of a case is going to be at first glance. There are a lot of things that go into this determination.

Number one would be the physical injuries that you suffered. The greater the injury the greater the value of the case, sadly.

The second thing you have to consider is: would you lose work? Loss of earnings. Did you lose some income? That’s another factor that’s calculated into the value of the case.

A big one is medical expenses – that’s the third one. They have to be reasonable and necessary, but if your medical expenses are high, your case is worth more than if you’ve got a couple of hundred bucks for medical expenses.

Property damage is the fourth element. Let say you are in a motorcycle accident and your motorcycle gets scratched. That’s not as impactful for the case as if your motorcycle was totaled, so that’s something else to consider.

The fifth and final element is your pain and suffering. What sort of pain and suffering did you endure because of the accident? How did your life change? What sort of activities did you do before the accident that you couldn’t do afterward?

All these elements go into determining the value of a personal injury case. You want to be sure that when you talk with a personal injury attorney, they take all of these factors into consideration before they even try and give you a ballpark figure.

Sally Morin, pedestrian, motorcycle, bicycle and car accident attorney, has been helping her awesome clients navigate personal injury cases since 1997. She loves working with active “go-getters” like herself. She brings enthusiasm and positivity to the table to help her clients get through the tough and complex personal injury process.

If you have any questions about a particular personal injury case, please submit your case for review by the experienced San Francisco personal injury lawyers at Sally Morin Law.

This video and accompanying text is not intended to be a source of legal advice for any purpose. Prior results do not guarantee a similar outcome. The information in this video and text does not constitute a guarantee, warranty or prediction regarding the outcome of your case.

How Much Is My Personal Injury Case Worth? [TEXT]

One of the most frequent questions I receive from potential new clients is “How much is my case worth?” I wish I had a simple answer to this question, but it is not possible to do so without having the crucial information needed to make such an evaluation of the factors that determine the value of a personal injury case.
Those factors include: 1. Liability – Who is at fault for the accident? 2. Injuries – How badly were you injured in the accident? Also related to that question would be what type of medical treatment did you receive and how much were your medical expenses? 3. Loss of Earnings – How much work were you required to miss due to the accident? 4. Pain and Suffering – How did the accident and your injuries affect your everyday life and how will it continue to affect you for the rest of your life? These four factors are crucial in determining the value of your personal injury case, whether it be a bicycle accident, motorcycle injury, pedestrian accident or car crash case. Let ‘s look at these four factors individually in more detail.

LIABILITY:
Factor number one is about liability – Who is responsible for your injuries? If the other party is clearly liable (meaning they admit liability or you have the name and telephone numbers of witnesses who saw the accident and state that liability lies on the other party) then you have this factor locked in. On the other hand, if the other party is pointing the finger at you and saying you are fully or partially responsible for the accident, or it is your word against his (you have no witnesses), then your case could be worth less. In a case with anything other than clear-cut liability, a detailed investigation into facts surrounding liability will be required in order to determine the value of your case.

INJURIES:
The second factor is about injuries – What injuries did you receive in the accident? You want to determine what injuries you received directly from the accident, what medical retreat treatment is or was required for those injuries and how much that medical treatment costs. If your injuries were minor, you did not receive much medical treatment, there was a delay in your receipt of medical treatment for quite some time after the accident, or you had a pre-existing injury, then this element of your case may be considered weak and your case is worth less. However, if you suffered serious injuries, treated immediately upon receiving the injuries, and your medical treatment and expenses are significant, then your case will be valued higher. Check out this post for more information about medical damages in personal injury cases.

LOSS OF INCOME:
The third element in determining the value of your personal injury case relates to the loss of earnings that you were forced to incur because of the injuries you received in the accident. What was your loss of income as a result of the accident? So, for instance if you have a good paying job and your doctor instructed you to miss time from work due to your injuries, your loss would be significant and that would increase the value of your case. However, if you did not miss any work, then this element of your case will not increase the value of your case. For more on this check out my video on loss of earnings in personal injury cases.

PAIN AND SUFFERING:
The fourth element examined to determine the value of your case relates to what we call “general damages”, which are the pain, suffering, inconvenience, disfigurement, physical impairment, disability and all other non-tangible aspects of your injuries. The question to ask is: How did you suffer or will you continue to suffer because of the injuries you received in the accident? If these types of suffering are short-lived and resolve rather quickly, the value of your personal injury case would be lower than if you were forced to significant pain, suffering or inconvenience for several months several years (or even a lifetime), in which case your personal injury case would be valued much higher. See here for more information on pain and suffering damages.

As you can see, a detailed inquiry into these four elements of your personal injury case is required before making an accurate estimate as to the value of your case. If you speak to a San Francisco Personal Injury Attorney who tells you (either over the phone or at your very first meeting with that attorney) what he or she thinks your case is worth, without reviewing all of the details these four factors, that attorney is doing you a disservice and is not giving you accurate information. So, when you are looking for a personal injury lawyer to handle your case, make sure he or she asks you details about all four of these elements. That way, you know the attorney is on the right track. Good luck!

Pursuing Personal Assets in a Personal Injury Case







 
San Francisco Personal Injury Attorney Sally Morin discusses Pursuing Personal Assets in a Personal Injury Case

In last my video I talked about how when you file a personal injury claim or lawsuit you are not necessarily going after the other individual who injured you, but you are going after their liability insurance coverage. Well, there are certain instances where you might have to actually pursue that person personally for the damages that you suffered.

I would not advise this on a normal basis, but if there is an egregious situation where you have suffered serious injuries and the other party is grossly uninsured (I’ll tell you more what that is later) then maybe you do want to dig a little deeper and go after this person personally.

If you have certain injuries that exceed the value of the responsible party’s insurance coverage (and unfortunately, you are not carrying uninsured motorist coverage or under insured motorist coverage to cover you more than what they were carrying) then you want to look into their assets and see, “Does this person own five apartment buildings in San Francisco but they only carried $50,000 in auto insurance?” In that case, you might want to go after their assets. Check out this post for more details on what to do when the available insurance coverage does not adequately compensate you for your injuries and losses.

However, in the majority of the situations where someone is carrying a low insurance coverage, upon looking at their assets, you’ll find that they have debt – they may own a home, but they will often have a huge loan on it, and there’s a homeowners exemption in California that limits any amount that you can actually get in a judgment. Here are more details on how to handle this situation of having limited insurance coverage in your personal injury case.

Typically, if somebody’s carrying low insurance, there’s a reason. They don’t have a lot of assets to protect. If you have suffered serious injuries and they have low policy, you definitely want to at least take the time to investigate what sort of assets they do carry. Or, hire a trustworthy, experienced personal injury lawyer to help you conduct this investigation.

Sally Morin exclusively handles pedestrian, bicycle, motorcycle and auto injury cases. She works for awesome people who unfortunately have been in not-so-awesome situations on the streets of the San Francisco Bay Area.

If you have any questions about a particular personal injury case, please submit your case for review by the experienced San Francisco personal injury lawyers at Sally Morin Law.

This video and accompanying text is not intended to be a source of legal advice for any purpose. Prior results do not guarantee a similar outcome. The information in this video and text does not constitute a guarantee, warranty or prediction regarding the outcome of your case.

Personal Injuries Happen to Normal People




 
Sally Morin, San Francisco Personal Injury Lawyer, discusses the fact that normal people bring personal injury claims.

It is not just for the crazy litigious types. The fact is, most people who find themselves in a personal injury case didn’t get there because they wanted to. I can vouch for all of my clients. They are all reasonable, rational, normal people who never wanted to get involved in a personal injury case. They just simply ended up there because they were injured and filing a claim was the only reasonable thing to do.

Although you are filing a claim against the other person who hurt you, you’re not really filing it against them, you’re filing it against their insurance coverage. Everyone in California has got some amount of insurance coverage and that is really what you are going after when you bring a personal injury claim.

Even if you go as far as filing your personal injury law suit, you may be serving and filing it against that other driver personally but when they hand that lawsuit over to their insurance company, the insurance company thereafter provides the other party with an attorney that the insurance company pays for.

If you have any questions about a particular personal injury case, please submit your case for review by the experienced San Francisco personal injury lawyers at Sally Morin Law.

This video and accompanying text is not intended to be a source of legal advice for any purpose. Prior results do not guarantee a similar outcome. The information in this video and text does not constitute a guarantee, warranty or prediction regarding the outcome of your case.

How Personal Injury Cases for Minors Are Different




 
San Francisco Personal Injury Attorney Sally Morin discusses How Personal Injury Cases for Minors Are Different.

When a minor is involved in a personal injury case, there are three major differences from a normal personal injury case. These differences are:

  1. Tolling of the Statute of limitations.
  2. The first important difference is that the statute of limitations for a minor does not begin to toll until the minor reaches the age of 18. What this means in a personal injury case, where the typical statute of limitations is two years, is that the minor has until his or her 20th birthday to either settle the case or file a lawsuit to preserve his or her right to proceed.

  3. Requirement of a Guardian ad Litem.
  4. Another major difference in a minor’s case is that the minor must have a guardian ad Litem who serves as the minor’s representative throughout the course of litigation. In San Francisco, this is typically the parent, even if that parent was involved in the accident. However, many courts will not allow a parent who was involved in the accident serve as guardian in that case.

  5. Mandatory Court approval for settlement.
  6. The third significant difference in a minor’s case is that once the case is settled, the minor, through her guardian ad Litem, must obtain the court’s approval of the settlement. This entails the minor’s lawyer going before the court and explaining in detail how the settlement was arrived at. Typically, the court will want to speak with the minor and or her parent to ensure that the settlement is fair. In an adult’s case, this is typically something that is merely discussed between attorney and client without court involvement.

If you or anyone you know has a personal injury case that involves a minor I encourage you to speak with a qualified personal injury attorney to ensure that matters are handled appropriately.

If you have questions about a personal injury case, please submit your case for review by the experienced San Francisco personal injury lawyers at Sally Morin Law.

This video and accompanying text is not intended to be a source of legal advice for any purpose. Prior results do not guarantee a similar outcome. The information in this video and text does not constitute a guarantee, warranty or prediction regarding the outcome of your case.

$75k Settlement for San Jose Software Designer + Motorcylist

A 33 year old software designer was riding his motorcycle home from work near San Jose when a large SUV merged into his lane without checking for traffic, cutting him off and hitting his motorcycle. The motorcycle spun out of control, throwing him off, before landing on the side of the highway. He was immediately transported by ambulance to the emergency room. Doctors found four fractures in his left foot and a sprained ankle.

He had never been in a motorcycle accident before, let alone need a lawyer, but he knew he needed someone to help him navigate the motorcycle insurance claims process. He was already receiving documents from cops, hospitals and insurance companies and being asked to call these places back. He needed someone on his team, so he could get back to work and make it to his medical appointments. That’s when he hired the San Jose personal injury attorneys at Sally Morin Law.

Sadly, the motorcyclist had a health insurance company that refused to compromise in order to give their insured (the motorcyclist) more funds for his injury, Sally and her team worked tirelessly to raise the offers of the SUV’s car insurance to adequately compensate the man. After weeks of negotiations, the motorcyclist settled his claim for $75,000.00 and was able to pay all of his medical bills, attorney’s fees, costs and still walk away with $32,000.00 in his pocket. The best thing was that he didn’t have to handle ANY of the aspects of his claim. He was able to continue working while Sally’s team handled everything.

Quick Turnaround on $100k Policy Limits Settlement for San Jose Motorist

A 38-year old bank executive had just got off of work, and was driving home in San Jose, when a SUV ran through a red light in an intersection and crashed into him at approximately 40 miles an hour. The man suffered extensive property damage and bodily injuries, which required surgery and other medical treatment. He had never been in a traffic accident before and did not know what to do. He certainly did not want to sue anyone or go to Court. However, he knew he needed an expert to help him with the logistics of handling a car accident insurance claim. He came across Sally Morin Law and reached out for help. The San Jose personal injury attorneys at Sally Morin Law immediately came on board and quickly turned around the case. They were able to get the $100,000 policy limits from the SUV driver’s insurance, and then worked diligently to reduce the client’s medical expenses so that he could walk away with over $53,000 in his pocket. That’s after paying all medical bills AND the attorneys’ fees!

TOP 5 Tricks Insurance Adjusters Play in Personal Injury Cases | REVEALED

 

Hello, I’m Sally Morin – San Francisco Personal Injury Attorney, and today I’m here to talk about the The Top 5 Tricks Used By Insurance Companies in Personal Injury Cases.
Insurance companies are very powerful and lucrative businesses. They make billions of dollars annually by collecting premiums, investing that money and then paying out claims in personal injury case for less – much less – than they bring in. (This isn’t even taking into consideration all of their expenses aside from paying out claims.)
In order to save money, personal injury insurance adjusters are incentivized to pay as little as possible on traffic accident claims. These adjusters can sometimes be sneaky with innocent people who have been seriously injured. The insurance companies’ top 5 tricks are these:
1. Persuade you into thinking they are there to help you.
2. Trick you into thinking you need to resolve your case as fast as possible.
3. Get you to provide certain private information to them.
4. Convince you that you do not need a personal injury attorney.
5. Trick you into accepting and financial payout that is much less than your case is worth.
I’m going to go into detail on each one of these in separate specific videos, but overall I want you to understand that not each and every insurance adjuster is going to try and play these tricks. You might get lucky. There actually are some insurance adjusters who are fair and reasonable and very pleasant to deal with. However, the large insurance corporations have set up a culture, and even financial incentives, that encourage their insurance adjusters to save as much money as possible, even when it is unfair to the consumers who purchase their insurance. That is why it is often in your best interest to consult with an experience personal injury lawyer when you have a serious traffic accident case.
You might also notice the distinction (although not always) between your own insurance carrier and that of the third party who is responsible for your personal injury. Typically, your own insurance carrier may operate a little more fairly, especially if there is a third party insurance carrier who will pay for your injuries. However, the third party insurance company will play hardball, and so will your own insurance company if they are left to pay the claim because of inadequate or no insurance held by the third party.
So, these tricks and the tips that I’m going to provide in the following videos are mostly intended for situations where you are dealing with the insurance company responsible for paying out your traffic accident claim. OK, now let’s get down to the tricks and tips.
Thanks for tuning in, and best of luck with your personal injury case. If you have a serious injury from a pedestrian, bicycle, motorcycle or car accident and think you may need expert legal help, go to my website at www.sallymorinlaw.com and click on the YELLOW “Submit your Case” button. You can give us some details about your case to see if we can help. You can also call us now at 415-413-0033 to make sure you don’t get taken advantage of by the insurance companies.

$100k for San Leandro Cyclist in Crosswalk Cut Off By Oblivious Motorist

A San Leandro cyclist was riding his bike to work, like he did every day, when he was cut off by an oblivious motorist. While the cyclist was riding his bike in the crosswalk at an intersection, the motorist pulled out without even looking and ran into the cyclist, knocking him to the ground. The cyclist suffered two broken ribs, a serious concussion (possible TBI) and all around bumps and bruises. He was taken by ambulance to Eden Medical Center in Castro Valley. The emergency room physicians believed the head injury to be serious enough that they required the cyclist to be hospitalized overnight for observation.

The cyclist was really worried about how he was going to pay his medical bills and he had just bought his bike and wanted it replaced. He didn’t have a clue where to start. He and his family did some research online and found the Oakland personal injury attorneys at Sally Morin Law. This cyclist was so relieved to have found this legal team to help him with his bicycle accident claim.

Despite the fact the cyclist was illegally riding in a crosswalk, Sally Morin Law fought for him and got him $100,000 to compensate him for his medical expenses, wage loss and put a good chunk of money in his pocket when all was said and done.

Quick, Low-Stress Settlement for Berkeley Professor in Bicycle Accident

A Berkeley professor was riding his bicycle in the Oakland hills when a driver abruptly made an illegal U-turn and crashed into the cyclist. The professor was thrown from his bike and sustained some pretty serious injures. He had broken ribs, a broken clavicle, broken teeth and a broken scapula.

The professor came to Oakland personal injury attorney Sally Morin and her team in despair. He was in need of several months of treatment and unsure how to navigate the personal injury process while trying to keep his classes going for his Berkeley students. However, Sally and her team immediately took control of the situation, and took the stress off the professor’s shoulders. This allowed him to focus on his recovery and get back to work.

Sally and her team worked hard to resolve this claim quickly for the professor, so that he could move on from this traumatic experience and return to his normal life.

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