I talked about the four ways in my last video, one being health insurance, two being med-pay coverage on your auto policy, three being cash payments and four liens with your medical providers.

Now I’ll elaborate on the first, your health insurance. Take into consideration that when you cover medical expenses with your health insurance, you’re probably going to get a discount from what the going rate is for a charge. Let’s say your hospital bill is $5,000 if you were going to have to pay by cash, because you don’t have insurance, but your health insurance company gets a discount because they bring so many patients to these facilities that your $5,000 bill might be something like $2,000.

Just keep that in mind when you’re covering expenses with medical insurance. It’s great to have medical insurance, but when you’re in a personal injury case you need to understand that you’re not going to be able to recover from the third party, the person who caused your accident, the full billable amount of your medical expenses. You’re only going to be able to recover the amount that was charged to your insurance carrier and actually paid. We don’t like it, but that’s the state of the law right now.

If you have any questions about a particular personal injury case, get a professional evaluation of your case by personal injury lawyer Sally Morin.

This video and accompanying text is not intended to be a source of legal advice for any purpose. Prior results do not guarantee a similar outcome. The information in this video and text does not constitute a guarantee, warranty or prediction regarding the outcome of your case.

Accident Client

“Last March, my partner was struck by a vehicle while crossing the street. During this difficult time of healing, we knew that bills were going to pile up and his was going to be a long process. After looking at multiple law firms, we knew that Sally Morin Personal Injury Lawyers was going to be the best place to work with. Lauren and her team were patient, supportive and caring during his difficult time. His schedule was always busy with work and doctor appointments that his main source of communication was through email. Lauren and her team made it to where he didn’t have to worry about anything but just sending over the paper work he got from the hospital, and other bill collectors involving his incident and they worried about the rest.

Because of all their help my partner Aaron, was able to heal with less worries on his shoulders. By end of December, everything was settled and we were pleased with the results. I’d like to give a huge thank you to Lauren & the Sally Morin team. If you’re looking for a law firm for your incident, I’d definitely look at this law firm.”

We're here to help with your Personal Injury claim

Check out our Personal Injury FAQ Page to learn more about how the process works.

We Handle Your Personal Injury Accident Claim So You Can Focus on Your Life

After an injury, contact the attorneys at Sally Morin Personal Injury Lawyers. We handle many areas of the law, including pedestrian and car accidents that involve speeding. We believe you should be able to focus on recovering while we handle the legal details.

We truly care about the people of San Jose and all of California. Contact us today for a

KNOW HOW TO PROTECT YOURSELF AFTER AN ACCIDENT

It is essential to know your rights after a traffic accident so you can protect yourself and the value of your claim.
This guide will help you:

  • 1Know what to do when dealing with insurance claims, police reports and lawyers.
  • 2Avoid making mistakes that undermine the value of your claim
  • 3Put yourself in a position to get the best settlement possible