I talked about the four ways in my last video, one being health insurance, two being med-pay coverage on your auto policy, three being cash payments and four liens with your medical providers.

Now I’ll elaborate on the first, your health insurance. Take into consideration that when you cover medical expenses with your health insurance, you’re probably going to get a discount from what the going rate is for a charge. Let’s say your hospital bill is $5,000 if you were going to have to pay by cash, because you don’t have insurance, but your health insurance company gets a discount because they bring so many patients to these facilities that your $5,000 bill might be something like $2,000.

Just keep that in mind when you’re covering expenses with medical insurance. It’s great to have medical insurance, but when you’re in a personal injury case you need to understand that you’re not going to be able to recover from the third party, the person who caused your accident, the full billable amount of your medical expenses. You’re only going to be able to recover the amount that was charged to your insurance carrier and actually paid. We don’t like it, but that’s the state of the law right now.

If you have any questions about a particular personal injury case, get a professional evaluation of your case by personal injury lawyer Sally Morin.

This video and accompanying text is not intended to be a source of legal advice for any purpose. Prior results do not guarantee a similar outcome. The information in this video and text does not constitute a guarantee, warranty or prediction regarding the outcome of your case.

Accident Client

If you’re someone who is considering an attorney for a personal accident, I highly recommend Sally Morin and her professional staff of attorneys. If you would like to know more details, feel free to contact me via Yelp and I would be happy to share more details. While I use Yelp quite often, I rarely post reviews… unless I’m truly blown away by great service (or angry with horrible service). If there were a sixth star, I would certainly give it to Rebecca and Sally!

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After an accident, contact the attorneys at Sally Morin Personal Injury Lawyers. We handle many types of traffic injury claims. We believe you should be able to focus on recovering from your accident while we handle the legal details.

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It is essential to know your rights after a traffic accident so you can protect yourself and the value of your claim.
This guide will help you:

  • 1Know what to do when dealing with insurance claims, police reports and lawyers.
  • 2Avoid making mistakes that undermine the value of your claim
  • 3Put yourself in a position to get the best settlement possible