San Francisco Personal Injury Traffic Accident Attorney Sally Morin talks about how you can get your medical expenses covered when you’re involved in a personal injury accident.

There are a few ways that you can get your medical expenses paid. Number one is having health insurance. Number two is using something called med-pay insurance. Number three would be paying cash out of your pocket. Number four is getting a lien with the medical provider.

The first one is your medical insurance. Hopefully, you’re carrying health insurance, and that insurance is something that’s going to cover medical expenses that you incur regardless of whether it’s your fault or someone else’s fault. If you’re in a personal injury accident it’s very handy to have health insurance.

The second one is called med-pay insurance. That’s on your auto policy or the policy of the driver if you’re a passenger. Med-pay insurance will cover all related medical expenses up front. Sally Morin talks more about this in another video.

The third type of payment that you can do while in a personal injury case is a cash payment, or for example, paying with a credit card. That’s obviously the least desirable. Since someone else caused these injuries, why do you have to pay for it? If bills get sent to a collection agency or something, I usually have a client make small monthly payments – work out a payment plan until we can settle the case and get money from the third party.

Fourth option is to work out a lien agreement with your medical provider. What that means is that they will agree to wait until the lawsuit or settlement is over until they receive payment. Sometimes your lawyer can help negotiate a lien with your medical provider.

If you have any questions about a particular personal injury case, please submit your case for review by one of the customer-focused personal injury lawyers at the top-rated personal injury law firm Sally Morin Personal Injury Lawyers.

This video and accompanying text is not intended to be a source of legal advice for any purpose. Prior results do not guarantee a similar outcome. The information in this video and text does not constitute a guarantee, warranty or prediction regarding the outcome of your case.

Accident Client

“Last March, my partner was struck by a vehicle while crossing the street. During this difficult time of healing, we knew that bills were going to pile up and his was going to be a long process. After looking at multiple law firms, we knew that Sally Morin Personal Injury Lawyers was going to be the best place to work with. Lauren and her team were patient, supportive and caring during his difficult time. His schedule was always busy with work and doctor appointments that his main source of communication was through email. Lauren and her team made it to where he didn’t have to worry about anything but just sending over the paper work he got from the hospital, and other bill collectors involving his incident and they worried about the rest.

Because of all their help my partner Aaron, was able to heal with less worries on his shoulders. By end of December, everything was settled and we were pleased with the results. I’d like to give a huge thank you to Lauren & the Sally Morin team. If you’re looking for a law firm for your incident, I’d definitely look at this law firm.”

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