How to Pay for Your Medical Expenses in a Personal Injury Case

San Francisco Personal Injury Traffic Accident Attorney Sally Morin talks about how you can get your medical expenses covered when you’re involved in a personal injury accident.

There are a few ways that you can get your medical expenses paid. Number one is having health insurance. Number two is using something called med-pay insurance. Number three would be paying cash out of your pocket. Number four is getting a lien with the medical provider.

Medical Insurance

The first one is your medical insurance. Hopefully, you’re carrying health insurance, and that insurance is something that’s going to cover medical expenses that you incur regardless of whether it’s your fault or someone else’s fault. If you’re in a personal injury accident it’s very handy to have health insurance.

Med-Pay Insurance

The second one is called med-pay insurance. That’s on your auto policy or the policy of the driver if you’re a passenger. Med-pay insurance will cover all related medical expenses up front. Sally Morin talks more about this in another video.

Cash Payment

The third type of payment that you can do while in a personal injury case is a cash payment, or for example, paying with a credit card. That’s obviously the least desirable. Since someone else caused these injuries, why do you have to pay for it? If bills get sent to a collection agency or something, I usually have a client make small monthly payments – work out a payment plan until we can settle the case and get money from the third party.

Lien Agreement

Fourth option is to work out a lien agreement with your medical provider. What that means is that they will agree to wait until the lawsuit or settlement is over until they receive payment. Sometimes your lawyer can help negotiate a lien with your medical provider.

Submit A Case Review

If you have any questions about a particular personal injury case, please submit your case for review by one of the customer-focused personal injury lawyers at the top-rated personal injury law firm Sally Morin Personal Injury Lawyers.

This video and accompanying text is not intended to be a source of legal advice for any purpose. Prior results do not guarantee a similar outcome. The information in this video and text does not constitute a guarantee, warranty or prediction regarding the outcome of your case.

Accident Client

If you’re someone who is considering an attorney for a personal accident, I highly recommend Sally Morin and her professional staff of attorneys. If you would like to know more details, feel free to contact me via Yelp and I would be happy to share more details. While I use Yelp quite often, I rarely post reviews… unless I’m truly blown away by great service (or angry with horrible service). If there were a sixth star, I would certainly give it to Rebecca and Sally!

We're here to help with your Personal Injury claim

Check out our Personal Injury FAQ Page to learn more about how the process works.

We Handle Your Personal Injury Accident Claim So You Can Focus on Your Life

After an accident, contact the attorneys at Sally Morin Personal Injury Lawyers. We handle many types of traffic injury claims. We believe you should be able to focus on recovering from your accident while we handle the legal details.

We truly care about the people of California. Contact us today for a
free online case evaluation.


It is essential to know your rights after a traffic accident so you can protect yourself and the value of your claim.
This guide will help you:

  • 1Know what to do when dealing with insurance claims, police reports and lawyers.
  • 2Avoid making mistakes that undermine the value of your claim
  • 3Put yourself in a position to get the best settlement possible