Welcome back for a discussion of the third and final phase of a personal injury case – the settlement or litigation phase.

In case you weren’t watching my previous videos, the first phase was the treatment and investigation phase. The second phase was the demand and negotiation phase. Check out all my videos for more details on personal injury cases.

This third and final phase is the settlement or litigation phase. This is what happens after you:

  1. Submit the demand packet
  2. Give the adjuster four weeks to respond to the demand
  3. Go back and forth with some negotiations

If you end up at a palatable number that both sides can stand, then you settle the case.

What happens if you can’t get a number that works for you? Well then, you have to file a lawsuit and go through the litigation process. Keep your eye out for my upcoming video series on the litigation and discovery processes in personal injury cases.

Most people don’t want to file a lawsuit because they feel, “I’m not litigious. I don’t want to sue anyone.” Frankly, you are not actually suing the other person who hit you. In a sense, you are suing them, because they hit you and injured you, but they most likely have insurance coverage that can provide compensation. You are not going after this person’s personal assets, you are going after their insurance coverage.

As a matter of fact, we serve them personally with a lawsuit but then they immediately hand it over to their insurance carrier who then pays for and provides them with an attorney through the litigation process. In the end, it is not the other party who is going to write you a check for a settlement or a judgment, it is the insurance company.

Sally Morin Personal Injury Lawyers – a San Francisco Pedestrian, Bicycle, Motorcycle and Auto Accident law firm, happily represents active and wonderful people who through no fault of their own have ended up needing a great, trustworthy personal injury lawyer. These clients have suffered serious injuries as the result of another’s negligence on the road.

Sally prides herself on her ability to help her clients navigate the complexities of personal injury cases and get them through it with as little stress as possible, so they can focus on healing from their injuries and getting their lives back!

If you have any questions about a particular personal injury case, please submit your case for review the experienced personal injury lawyers at Sally Morin Personal Injury Lawyers.

This video and accompanying text is not intended to be a source of legal advice for any purpose. Prior results do not guarantee a similar outcome. The information in this video and text does not constitute a guarantee, warranty or prediction regarding the outcome of your case.

Accident Client

“Last March, my partner was struck by a vehicle while crossing the street. During this difficult time of healing, we knew that bills were going to pile up and his was going to be a long process. After looking at multiple law firms, we knew that Sally Morin Personal Injury Lawyers was going to be the best place to work with. Lauren and her team were patient, supportive and caring during his difficult time. His schedule was always busy with work and doctor appointments that his main source of communication was through email. Lauren and her team made it to where he didn’t have to worry about anything but just sending over the paper work he got from the hospital, and other bill collectors involving his incident and they worried about the rest.

Because of all their help my partner Aaron, was able to heal with less worries on his shoulders. By end of December, everything was settled and we were pleased with the results. I’d like to give a huge thank you to Lauren & the Sally Morin team. If you’re looking for a law firm for your incident, I’d definitely look at this law firm.”

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We Handle Your Personal Injury Accident Claim So You Can Focus on Your Life

After an injury, contact the attorneys at Sally Morin Personal Injury Lawyers. We handle many areas of the law, including pedestrian and car accidents that involve speeding. We believe you should be able to focus on recovering while we handle the legal details.

We truly care about the people of San Jose and all of California. Contact us today for a


It is essential to know your rights after a traffic accident so you can protect yourself and the value of your claim.
This guide will help you:

  • 1Know what to do when dealing with insurance claims, police reports and lawyers.
  • 2Avoid making mistakes that undermine the value of your claim
  • 3Put yourself in a position to get the best settlement possible