It is very common for insurance adjusters to try and rush to process. They will convince you the time is of the essence and you need to “take the money and run.” Or, they may even try to convince you that their offer is only “on the table” for a certain amount of time and if you don’t accept it quickly, it will go away.

In California, you have two full years to resolve your personal injury case before you have to file a lawsuit in court. Note that you only have six months if your cases against a governmental entity. Check out my video on statute of limitations. However, despite this significant amount of time, insurance adjusters love to tell people who’ve been injured in traffic accidents that they should settle their cases quickly. This is a very easy tactic that is often successful for insurance adjusters.

When you’ve been injured in an accident, you’re in pain and vulnerable, not to mention you have medical bills piling up, your vehicle needs to be repaired and you’re out a work. A quick and easy settlement sounds perfect. Who couldn’t use some the money right now?

You don’t know how many times I’ve talked to people who’ve settled their cases with insurance companies very quickly, coming to me hoping that I can help them continue their claim. However, you have to understand that once you settle your claim, you can no longer pursue that claim or seek more money, because you will have signed the settlement release that states you are waiving any further right to recovery.

Another big problem with settling your case really quickly and directly with the insurance adjuster is that you may later find out that your injuries are more serious than you initially thought. I’ve had several cases where clients experienced what they thought were minor injuries and then later received MRI’s or other diagnostic tests that revealed the injuries were very serious or even required surgery. If you settle your case right away with the insurance adjuster (and believe me they will contact you immediately and offer a quick payout) and later find out you need surgery are extensive medical treatment you cannot recover any money from the third party for the treatment, because you will have already released your right to pursue them for the claim. So, if you have a serious injury, or still suffering from your injuries, you do not want to settle your case quickly. You should seek advice from an experienced personal injury attorney to insure that you do not waive your rights to pursue that claim.

Thanks for tuning in, and best of luck with your personal injury case. If you have a serious injury from a pedestrian, bicycle, motorcycle or car accident and think you may need expert legal help, get a free case evaluation online now. You can give us some details about your case to see if we can help.

Accident Client

“Last March, my partner was struck by a vehicle while crossing the street. During this difficult time of healing, we knew that bills were going to pile up and his was going to be a long process. After looking at multiple law firms, we knew that Sally Morin Personal Injury Lawyers was going to be the best place to work with. Lauren and her team were patient, supportive and caring during his difficult time. His schedule was always busy with work and doctor appointments that his main source of communication was through email. Lauren and her team made it to where he didn’t have to worry about anything but just sending over the paper work he got from the hospital, and other bill collectors involving his incident and they worried about the rest.

Because of all their help my partner Aaron, was able to heal with less worries on his shoulders. By end of December, everything was settled and we were pleased with the results. I’d like to give a huge thank you to Lauren & the Sally Morin team. If you’re looking for a law firm for your incident, I’d definitely look at this law firm.”

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After an injury, contact the attorneys at Sally Morin Personal Injury Lawyers. We handle many areas of the law, including pedestrian and car accidents that involve speeding. We believe you should be able to focus on recovering while we handle the legal details.

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KNOW HOW TO PROTECT YOURSELF AFTER AN ACCIDENT

It is essential to know your rights after a traffic accident so you can protect yourself and the value of your claim.
This guide will help you:

  • 1Know what to do when dealing with insurance claims, police reports and lawyers.
  • 2Avoid making mistakes that undermine the value of your claim
  • 3Put yourself in a position to get the best settlement possible