Hello, I’m Sally Morin – San Francisco Personal Injury Attorney, and today I’m here to talk about the The Top 5 Tricks Used By Insurance Companies in Personal Injury Cases.

Insurance companies are very powerful and lucrative businesses. They make billions of dollars annually by collecting premiums, investing that money and then paying out claims in personal injury case for less – much less – than they bring in. (This isn’t even taking into consideration all of their expenses aside from paying out claims.)

In order to save money, personal injury insurance adjusters are incentivized to pay as little as possible on traffic accident claims. These adjusters can sometimes be sneaky with innocent people who have been seriously injured.

The insurance companies’ top 5 tricks are these:1. Persuade you into thinking they are there to help you.2. Trick you into thinking you need to resolve your case as fast as possible.3. Get you to provide certain private information to them.4. Convince you that you do not need a personal injury attorney.5. Trick you into accepting and financial payout that is much less than your case is worth.

I’m going to go into detail on each one of these in separate specific videos, but overall I want you to understand that not each and every insurance adjuster is going to try and play these tricks. You might get lucky. There actually are some insurance adjusters who are fair and reasonable and very pleasant to deal with. However, the large insurance corporations have set up a culture, and even financial incentives, that encourage their insurance adjusters to save as much money as possible, even when it is unfair to the consumers who purchase their insurance. That is why it is often in your best interest to consult with an experience personal injury lawyer when you have a serious traffic accident case.

You might also notice the distinction (although not always) between your own insurance carrier and that of the third party who is responsible for your personal injury. Typically, your own insurance carrier may operate a little more fairly, especially if there is a third party insurance carrier who will pay for your injuries. However, the third party insurance company will play hardball, and so will your own insurance company if they are left to pay the claim because of inadequate or no insurance held by the third party.

So, these tricks and the tips that I’m going to provide in the following videos are mostly intended for situations where you are dealing with the insurance company responsible for paying out your traffic accident claim. OK, now let’s get down to the tricks and tips.

Thanks for tuning in, and best of luck with your personal injury case. If you have a serious injury from a pedestrian, bicycle, motorcycle or car accident and think you may need expert legal help, submit your information to get an online case evaluation FREE now.

Accident Client

“Last March, my partner was struck by a vehicle while crossing the street. During this difficult time of healing, we knew that bills were going to pile up and his was going to be a long process. After looking at multiple law firms, we knew that Sally Morin Personal Injury Lawyers was going to be the best place to work with. Lauren and her team were patient, supportive and caring during his difficult time. His schedule was always busy with work and doctor appointments that his main source of communication was through email. Lauren and her team made it to where he didn’t have to worry about anything but just sending over the paper work he got from the hospital, and other bill collectors involving his incident and they worried about the rest.

Because of all their help my partner Aaron, was able to heal with less worries on his shoulders. By end of December, everything was settled and we were pleased with the results. I’d like to give a huge thank you to Lauren & the Sally Morin team. If you’re looking for a law firm for your incident, I’d definitely look at this law firm.”

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KNOW HOW TO PROTECT YOURSELF AFTER AN ACCIDENT

It is essential to know your rights after a traffic accident so you can protect yourself and the value of your claim.
This guide will help you:

  • 1Know what to do when dealing with insurance claims, police reports and lawyers.
  • 2Avoid making mistakes that undermine the value of your claim
  • 3Put yourself in a position to get the best settlement possible