Need Help From an Uber Accident Attorney?

• Uber drivers are private citizens: They’re not professional drivers. They’re not experienced cabbies. They don’t have to undergo any specialized training or extra licensing. NONE!

• Uber drivers are not employees: This is important! Uber does not officially “hire” drivers so they are not legally classified as employees. This seriously limits the company’s legal responsibility if the driver is involved in an accident.

• Uber drivers use their own personal cars: While some cabbies do own and drive their own vehicles, most rely on company cars. Company cars are covered by company insurance—which, in turn, covers drivers, passengers, and third-parties (such as pedestrians) in the event of a crash. Private cars are (and must be) covered by personal auto insurance policies.

• Uber drivers' personal insurance may not cover passengers: Most personal auto insurance policies will not cover Uber passengers. In the event of an accident, passengers may be forced to rely on Uber accident insurance instead.

• Uber insurance has a history of denying accident claims: If you’ve been injured, a settlement is not guaranteed. Uber insurance will often deny claims. Contact us at Sally Morin Law if this happens to you.

Yes! 
Due to recent legal action in 19 states including California, Uber’s own insurance—insurance above and beyond a driver’s personal policy—can be held liable to contribute up to $1 million total for any damages or injuries sustained in an accident.

While the ridesharing app does have a hotline to report your accident details which you should use, we don't advise you speak with their insurance company.

Like most insurance adjusters, they are highly trained to minimize your claim or trick you into giving a recorded statement that reduces or completely limits your ability to make a claim.

Uber's insurance adjuster is James River Insurance based out of Virginia, and our team of rideshare accident lawyers are well-versed in getting them to pay claims in excess of $500,000 on behalf of our clients.

As a means of protecting itself against insurance claims, the company requires that all drivers have an active personal auto insurance policy.

However, that policy is not designed to protect passengers in the event of an Uber accident. Insurance policies almost always include a “for hire” exclusion or clause which states that if a driver is using their personal automobile in a “for hire” capacity (such as driving paying passengers to and from destinations) the policy is voided.