Uber Accident & Lyft Accident Tips & Information

Uber and Lyft rideshare services have become a very common way to get from point A to point B.

It’s cheaper than a traditional taxi service and often more convenient. Ridesharing is huge in California and as these services expand, so do the questions about using them and dealing with them after accidents occur.


Here you will find answers to some of the most frequently asked questions about Uber accidents, Uber accident claims, Lyft injuries, and Lyft accidents. This includes blog posts and information about recent rideshare accident cases, potential settlements, new legislation, and what to do next if you’re injured in an Uber vehicle.


Sally Morin Personal Injury Lawyers’ Uber Injury and Accident Blog has a huge amount of information for those injured by Uber drivers. Find the relevant information on winning your case, what you need to know about California laws, and how to prepare yourself for what’s ahead.

Sally Morin’s Uber, Lyft, and Rideshare Accidents Blog Offers:

Uber and Lyft Accidents are On the Rise in California

While many California drivers like using Uber because of the convenience, rideshare companies have yet to figure out the best way to both vet and train their drivers. The Uber app, which runs on a cellphone, often splits the driver’s attention between the road and their device. This leaves other motorists, cyclists, and pedestrians vulnerable to distracted driving accidents.


Accidents involving Uber drivers are increasing across San Francisco, Los Angeles, and other major metropolitan areas across California and the U.S. This has led many people to question the ridesharing business model and its impact on public safety.


As a company, Uber has repeatedly come under fire for the way they handle accidents on California roads. A  recent report found that Uber may be misleading the public about rideshare accidents because they want you to think their service is safe.


Our state has also introduced new rideshare legislation. California’s lawmakers are scrambling to update the law. Learn the latest here

Here’s How Insurance Works in an Uber or Lyft Accident

California is a fault or tort state when it comes to motor vehicle accidents. That means there is an attempt to determine who is at fault for the accident. As you can imagine, insurance companies that represent Uber drivers have a financial motive to avoid the blame.


This means injured people often get the runaround when asking to be compensated for their medical bills and expenses, pain and suffering, loss of time from work, and even serious permanent damages to their bodies. Most folks don’t want to be battling insurance companies while they’re attempting to rehab from their injuries, so the solution is to involve a skilled Uber accident attorney who can make their case for them.


Insurance plays a huge role in Uber accident claims. Whether you’re a driver, passenger, bicyclist, or pedestrian, it may be vital to get insurance involved - but it may also be a huge hassle. You can’t necessarily rely on personal auto insurance to pay up.


Personal auto insurance policies usually decline coverage if the vehicle is being used “for hire” or if the driver is benefitting commercially from the ride. However, as an injured person, you do have other options.


California law requires rideshare companies like Uber and Lyft to hold $1 million insurance policies in case someone is injured in an accident. Uber’s partner program and Lyft insurance both include coverage with major insurance carriers like Allstate, Liberty Mutual, Progressive, and others. In the event of a covered accident, a passenger could qualify to receive payment for their injuries and other damages.


Whether or not insurance will pay for your accident may depend on which of the three periods the driver was in when the crash occurred.


Period 1: The driver is offline or the app is off.

During this period, the driver’s personal insurance coverage applies.


Period 2: The driver is available or waiting for a ride request.

When a driver is in this period, Uber maintains third-party liability coverage if personal auto insurance doesn’t apply, including $50,000 in bodily injury per person, $100,000 in bodily injury per accident, and $25,000 in property damage per accident. Lyft offers similar coverage.


Period 3: The driver is en route to pick up riders or is actively driving a passenger.

While a driver is actively picking up or driving passengers, Uber maintains $1 million in third-party liability insurance, uninsured/underinsured motorist bodily injury coverage, contingent comprehensive and collision coverage, and up to the cash value of the car with a $1,000 deductible. Lyft’s coverage is similar, but not exactly the same.

New Rideshare Risk: Driverless Ubers

Here’s yet another rideshare risk on California’s roads. Driverless Ubers are back on our streets and these controversial vehicles have already been involved in several high-profile wrecks. After a crash with an autonomous car, you can sue for compensation with the help of an Uber accident lawyer.


If you or someone you care about needs information about a California Uber or Lyft vehicle accident and how to handle all of the logistics of a legal case, this is the place to read up on what your next steps should be. The attorneys at our law firm are rideshare accident experts and love to help!

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